NLP Committees

State and Federal Funds Lending Pool for Florida

Chairperson Chris Willman Market President Seaside Bank & Trust
Vice Chairman Aric Graham Corporate Banking Director First Florida Integrity Bank / First Foundation Bank
Members
Manuel M. del Canal Executive Vice President Ocean Bank
Yvonne Miranda Espinosa SVP / Chief Lending Officer Helm Bank USA
Scott Flanders EVP / First Coast Market President / Senior Lender Cogent Bank
Jorge Garza VP / Commercial Loan Officer Grove Bank & Trust
Mike Camoia Vice President BankUnited, N.A.
Ted Long Sr. Vice President Raymond James Bank
Trey Khorhn Commercial Real Estate Division Head Valley Bank

2024-2025 FMIHF Loan Committee / Workout Committee

Chairperson Vanessa McCleary VP of Real Estate Development CDC of Tampa
Vice Chairman Scott Hodson Vice President BAC/Bradesco BankRaymond James Bank
Members
Chris Willman Market President Seaside Bank & Trust
Mark Thomas President MVT Strategic Solutions

2024-2025 NLPF Loan Committee / Workout Committee

Chairperson Scott Hodson Vice President Bradesco BAC Florida Bank
Vice Chairperson Ted Long Senior Vice President Raymond James Bank
Members
Mike Camoia Vice President BankUnited, NA
Michael Kilpatrick Market President Centennial Bank
K. Owen LaFave Pinellas Market President The Bank of Tampa
Chris Willman Market President Seaside Bank & Trust
Manuel del Canal Executive Vice President Ocean Bank

2024-2026 LIHTC Pool Loan Committee / Workout Committee 6th Pool

Chairperson Manuel del Canal Executive Vice President Ocean Bank
Vice Chairperson Mike Camoia Vice President BankUnited, N.A.
Members
Yvonne Miranda Espinosa SVP / Chief Lending Officer Helm Bank USA
K. Owen LaFave Pinellas Market President The Bank of Tampa
Ted Long Senior Vice President Raymond James Bank
Josh Brown Commercial Real Estate Lender Capital City Bank
Trey Khorhn Commercial Real Estate Division Head Valley Bank
Aric Graham Corporate Banking Director First Florida Integrity Bank/First Foundation Bank
Michael Vogel SVP / Chief Credit Officer Banesco USA
Scott Flanders EVP, First Coast Market President/Senior Lender Cogent Bank
Lee Curry Vice President Republic Bank
Chris Willman Market President United Community Bank
Skip Skarius Senior Vice President Southstate Bank

2022-2024 LIHTC Pool Loan Committee / Workout Committee 5th Pool

Chairperson Chris Willman Market President Seaside Bank & Trust
Vice Chairperson Skip Skarius Senior Vice President Southstate Bank
Members
Manuel M. del Canal Executive Vice President Ocean Bank
Yvonne Miranda Espinosa SVP / Chief Lending Officer Helm Bank USA
Mike Camoia Vice President BankUnited, N.A.
K. Owen LaFave Pinellas Market President The Bank of Tampa
Ted Long Senior Vice President Raymond James Bank
Josh Brown Commercial Real Estate Lender Capital City Bank
Andrew Rabuck Community Development Relationship Manager Woodforest National Bank
Trey Khorhn Commercial Real Estate Division Head Valley Bank
Aric Graham Corporate Banking Director First Foundation Bank
Michael Vogel SVP / Chief Credit Officer Banesco USA
Scott Flanders EVP, First Coast Market President/Senior Lender Cogent Bank
Joe Grass Market President Ameris Bank

2020-2022 LIHTC Pool Loan Committee / Workout Committee 4th Pool

Chairperson Chris Willman Market President Seaside Bank & Trust
Vice Chairperson Skip Skarius Senior Vice President Southstate Bank
Members
Kevin Taylor Senior Commercial Loan Officer Lake Michigan Federal Credit Union
Steven Bauhan Director, Affordable Housing Group Cadence Bank
Manuel M. del Canal Executive Vice President Ocean Bank
Yvonne Miranda Espinosa SVP / Chief Lending Officer Helm Bank USA
Jorge Garza VP / Commercial Loan Officer Grove Bank & Trust
Valerie Girrens VP / Commercial
Relationship Manager
American Momentum Bank
Mike Camoia Vice President BankUnited, N.A.
Luciano Noir-Jones Area Executive North Florida First Citizens Bank
K. Owen LaFave Pinellas Market President The Bank of Tampa
Ted Long Sr. Vice President Raymond James Bank
Josh Brown Commercial Real Estate Lender Capital City Bank
Andrew Rabuck Community Development Relationship Manager Woodforest National Bank
Bill Roche Vice President First Horizon Bank
Trey Khorhn Commercial Real Estate Division Head Valley Bank
Aric Graham Corporate Banking Director First Florida Integrity Bank / First Foundation Bank
Lee Curry Vice President Republic Bank
Michael Vogel SVP / Chief Credit Officer Banesco USA

2019-2021 LIHTC Pool Loan Committee / Workout Committee 3rd Pool

Chairperson Chris Willman Market President Seaside Bank & Trust
Vice Chairperson Jess S. Lawhorn, Jr. SVP / CRE Credit Director Credit Administration / South Florida Synovus Bank
Members
Anthony DiTinno Senior Vice President Flagship Bank
Yvonne Miranda Espinosa Chief Credit Officer Helm Bank USA
Jason Powell Vice President Bank OZK
Jorge Garza VP / Commercial Loan Officer Grove Bank & Trust
Mike Camoia Vice President BankUnited, NA
Luciano Noir-Jones Area Executive North Florida First Citizens Bank
Michael L. Kilpatrick Market President Centennial Bank
K. Owen LaFave Pinellas Market President The Bank of Tampa
Ted Long Senior Vice President Raymond James Bank
Josh Brown Commercial Real Estate Lender Capital City Bank
Bill Roche Vice President FIberia Bank / First Horizon Bank
Trey Khorhn Commercial Real Estate Division Head Valley National Bank
Aric Graham Corporate Banking Director First Foundation Bank
Skip Skarius Senior Vice President CenterState / Southstate Bank
Lee Curry Vice President Republic Bank

2017-2018 LIHTC Loan Committee / Workout Committee 2nd Pool

Chairperson Chris Willman Market President Seaside Bank & Trust
Vice Chairperson Jess Lawhorn SVP CRE Credit Director Credit Administration / South Florida Synovus Bank
Members
Manuel del Canal Executive Vice President Ocean Bank
Anthony DiTinno Senior Vice President Flagship Bank
Yvonne Miranda Espinosa Chief Credit Officer Helm Bank USA
Jason Powell CRA Lender/VP Bank OZK
Jorge Garza VP / Commercial Loan Officer Grove Bank & Trust
Mike Camoia Vice President BankUnited, NA
Michael Kilpatrick Market President Centennial Bank
K. Owen LaFave Pinellas Market President The Bank of Tampa
Ted Long Senior Vice President Raymond James Bank
Josh Brown Commercial Real Estate Lender Capital City Bank
Bill Roche Vice President FIberia Bank / First Horizon Bank
Aric Graham Corporate Banking Director First Florida Integrity Bank / First Foundation Bank
Skip Skarius Senior Vice President CenterState / Southstate Bank

2015-2016 LIHTC Loan Committee / Workout Committee 1st Pool

Chairperson Chris Willman Market President Seaside Bank & Trust
Vice Chairperson Skip Skarius Senior Vice President Southstate Bank
Members
Anthony DiTinno Senior Vice President Flagship Bank
Yvonne Miranda Espinosa Chief Credit Officer Helm Bank USA
Jorge Garza VP / Commercial Loan Officer Grove Bank & Trust
Mike Camoia Vice President BankUnited, NA
Michael Kilpatrick Market President Centennial Bank
K. Owen LaFave Pinellas Market President The Bank of Tampa
Ted Long Senior Vice President Raymond James Bank
Josh Brown Commercial Real Estate Lender Capital City Bank
Bill Roche Vice President First Horizon Bank
Aric Graham Corporate Banking Director First Foundation Bank